Aave (AAVE)

this is how i'm moving for this summer to stay active and maximize roi on my portfolio onchain 1. perp dex stack: @HyperliquidX + @variational_io > hyperliquid is the king. always running my main positions there. > variational could be one of the best airdrops of the season. 450+ markets across crypto, stocks, commodities, indices. 2. @bulktrade > pre-positioning for the mainnet launch > low effort, asymmetric airdrop exposure on solana 3. defi core: @kamino, @JupiterExchange (juplend), @aave, @Morpho, @0xfluid, @maplefinance > battle-tested protocols with real revenue. where the bulk of my stables sit for yields 4. @onrefinance (ONyc) for high-yield RWA exposure > 12%+ APY backed by reinsurance premiums uncorrelated to crypto cycle > loop via @ExponentFinance or @Loopscale for stacked points + boosted APY 5. tokenized credit exposure: $PRIME + $PST > $PRIME backed by figure HELOC warehouse, ~8% APY (can loop to 24% on kamino) > $PST via @humafinance, rwa-backed credit on real-world payment receivables > @3janexyz (via morpho vault only) for exposure to future token + extra yield paid in $USD3 6. @Plasma + @ether_fi for daily spending > cards with vaults underneath, 5% avg on stables, 3% cashback on both cards > best card combo in the market right now if you travel (etherfi in EU, plasma in US + others) 7. memecoin trading via @BloomTrading > been more passive recently on memes, but we still cook on telegram (join my channel if you didn't yet) and bloom is the cleanest way to trade multichain imo what am i missing?

Higher.

Not many people are yapping about DeFi anymore, even though it was supposed to be the new financial primitive. DeFi didn’t die at all, it just ran out of fake yield and got boring. The game now isn't the same as 2021, with emissions, ponzi APYs, and users farming anything that blinked. I think the market matured into something more sustainable for larger capital flows. DeFi is plugging itself into RWAs, aka the largest yield market in the world. – tokenized RWAs are already ~$32B in distributed value – tokenized Treasuries are ~$15B across 82 assets – meanwhile DeFi TVL got cut from a ~$172B peak in late 2025 to $72B One side is bleeding speculative capital. The other is compounding real cash flow. The new DeFi stack looks very different from the old money lego dream. 1/ Asset issuers: BlackRock BUIDL, Franklin BENJI, Ondo USDY/OUSG, Circle USYC, Superstate USTB/USCC, Janus/Centrifuge JTRSY, VanEck VBILL. 2/ Tokenization infra: Securitize, Ondo, Centrifuge, Superstate, Chainlink NAV/oracles, Wormhole, Ethereum, Solana, Avax. 3/ Lending markets: Aave, Morpho, Spark, Euler, Maple, Sky. 4/ Yield transformation: ERC-4626 vaults, sUSDS, sUSDe, USDtb, structured vaults. 5/ Leverage and derivatives: Pendle PT/YT, Boros, Hyperliquid & RWA perps, Aave/Morpho loops, Fluid smart debt. That's the path for DeFi to survive, and you can already see every major protocol moving there. – @SkyEcosystem: from crypto-collateral revenue to an RWA-driven money market with DAI + USDS supply at ~$26B. 60-70% of the yield stack now comes from RWAs and other offchain sources. – @aave: Horizon is the obvious RWA bridge. It launched with names like VanEck, Circle, Securitize, Ripple, WisdomTree, Superstate, and Centrifuge, and already did $500M+ in deposits. – @Morpho: RWA deposits went from near zero to $620M+ peak, and it powers Coinbase lending with $2B+ in originations, plus Apollo, SG Forge, and https://t.co/YJf0LNaUbm. – @eulerfinance: RWA vaults are around $80M and growing, with K3 curating Treasury vaults and BlackRock BUIDL integration already referenced. – @ethena: cut perp exposure to 11% while building USDtb with BUIDL as collateral. – @pendle_fi: TVL went crazy during the LRT wave then normalized, and now it keeps absorbing anything with yield, from Ethena and USDG to Apollo, STRC, and RWAs. RWAs are probably the biggest bull case for DeFi because they import exogenous yield that doesn't require new bagholders. We're slowly turning into a crypto-native execution layer for programmable institutional finance.

New day, new ATH. User deposits on @aave v4 just crossed $200M. This is a big milestone for v4, but growth will only accelerate from here, as there are huge catalysts lined up, such as: - @arc deployment - @avax deployment (heavily incentivized) - Native BTC as collateral enabled by @babylonlabs_io There's clear demand for Aave v4's Hub & Spokes architecture.

Aave V4 has reached a new all-time high, surpassing $200M in deposits. An exciting milestone for Aave and strong validation of the new modular infrastructure.

⚡️ INSIGHT: Aave founder Stani Kulechov criticizes UK stablecoin regulation. Warning the BoE’s 30% non-interest-bearing reserve rule could push issuers offshore. https://t.co/c4DjViWBST

BREAKING: Aave founder Stani Kulechov criticizes UK stablecoin regulation. Warning the BOE's 30% non-interest-bearing reserve rule could make local issuance unattractive and push issuers offshore. https://t.co/mAK6eGypl0

Aave founder criticizes UK stablecoin regulation: a 30% interest‑free reserve amounts to de facto taxation, potentially driving companies offshore. Aave founder Stani critiques the Bank of England's new rules: although the £20,000 personal holding limit is removed, issuers are required to place 30% of reserves into a central bank interest‑free account, and with a £40 billion issuance cap, this will severely undermine the economics of stablecoin issuance and may force firms to move to offshore markets. He believes regulation should remain technology‑neutral, otherwise the UK cannot compete with the US.